The Canadian government continues to strengthen support for low-income seniors by providing the $1,395 GIS Allowance to 60–64 years old seniors in Canada in September 2025. This program, managed by Service Canada and CRA, ensures financial relief for those who do not yet qualify for full Old Age Security (OAS) benefits.
The Guaranteed Income Supplement (GIS) allowance is a non-taxable monthly payment, designed to help seniors with limited income maintain stability as they approach retirement age. With inflation and the cost of living on the rise, this benefit has become a critical safety net for thousands of households across Canada.
Eligibility Criteria for $1,395 GIS Allowance in 2025
To qualify for the allowance in September 2025, applicants must meet specific conditions:
- Be aged 60–64 years.
- Be a Canadian citizen or legal resident with at least 10 years of residency in Canada after age 18.
- Must be single, widowed, or divorced OR married/common-law where the spouse is not eligible for OAS or GIS.
- Annual income must fall below the limits set for 2025:
- Single/widowed/divorced: Below $22,056.
- Married (one partner not eligible for OAS/GIS): Below $52,848 combined income.
- Must file annual tax returns to keep eligibility active.
GIS Payment Schedule – September 2025 and Beyond
The September 2025 GIS Allowance will be deposited on 25 September 2025. Payments follow the same schedule as OAS and GIS benefits.
| Month | Payment Date |
|---|---|
| July 2025 | 29 July 2025 |
| August 2025 | 27 August 2025 |
| September 2025 | 25 September 2025 |
| October 2025 | 29 October 2025 |
| November 2025 | 26 November 2025 |
| December 2025 | 22 December 2025 |
Quick Overview of the GIS Allowance 2025
| Program Name | $1,395 GIS Allowance 2025 |
|---|---|
| Country | Canada |
| Target Group | Low-income seniors aged 60–64 |
| Administered By | CRA / Service Canada |
| Maximum Payment | $1,395.73 per month |
| Payment Type | Non-taxable monthly allowance |
| Next Key Date | 25 September 2025 |
| Official Website | www.canada.ca |
How to Apply for GIS Allowance in 2025
If you are between 60 and 64 years old and meet the eligibility rules, follow these steps:
- Visit www.canada.ca and go to the GIS section.
- Log in through your CRA My Account or Service Canada profile.
- Complete the GIS Allowance application form.
- Submit supporting documents such as:
- Social Insurance Number (SIN).
- Proof of marital status.
- Proof of Canadian residency.
- Banking details for direct deposit.
- Submit the form online or by mail and wait for processing.
Once approved, payments are made monthly through direct deposit or mailed cheques.
Why the $1,395 GIS Allowance Matters
The GIS Allowance for 60–64 year olds fills a crucial gap for Canadians who lose a spouse, retire early, or lack sufficient income before qualifying for OAS. By providing $1,395 per month, the program helps prevent poverty, ensures housing stability, and allows seniors to manage daily expenses without financial strain.
With rising inflation in 2025, this payment provides essential support for vulnerable seniors, reinforcing Canada’s commitment to protecting its aging population.
The $1,395 GIS Allowance to 60–64 year old seniors in September 2025 is a lifeline for low-income Canadians. With non-taxable payments, clear eligibility, and predictable monthly schedules, this benefit ensures that vulnerable seniors can manage rising expenses with dignity and security.
By applying early and keeping your tax filings up to date, you can guarantee timely access to this crucial support.
FAQs
Seniors aged 60–64, with low income, Canadian residency, and who do not yet qualify for OAS.
No, the GIS Allowance is tax-free, meaning recipients receive the full amount without deductions.
The next GIS Allowance payment will be deposited on 25 September 2025.