Canada Workers Benefit 2025 – Claim Up To $2,739 – Who Qualifies This Year?

Canada is doubling down on support for low-income workers with the Canada Workers Benefit (CWB) in 2025. Qualifying individuals and families can receive up to $2,739 in refundable tax credits, designed to help bridge the gap between working and financial security. Whether you’re single or part of a household, here’s how the 2025 CWB works, who qualifies, payment schedules, and how to claim.

Eligibility Criteria

To claim the CWB in 2025, you must:

• Be a Canadian resident for the full tax year.
• Be at least 19 years old by December 31 (or live with a spouse/common-law partner or child).
• Have earned income that falls within the valid range for single or family categories.
• Complete and submit Schedule 6 with your tax return.
• File your return before November 1, 2025 to receive advance payments.

For the disability supplement, you must also be eligible for the Disability Tax Credit and have approved documentation on file.

2025 Maximum Benefit Amounts

Recipient Type	Basic Amount (2025)	Disability Supplement	Total Possible Maximum
Single Individuals	Up to $1,590	Up to $821	Up to $2,411
Families (couples/single parents)	Up to $2,739	Up to $821	Up to $3,560

• Single individuals can receive up to $1,590, gradually reduced if income exceeds $26,149, and cut off entirely beyond $36,749.
• Families may qualify for a basic benefit up to $2,739, which phases out between net income $29,833 and $48,093.
• The disability supplement, if eligible, can add up to $821, with its own income thresholds for phase-out.
  All figures refer to federal amounts; thresholds may differ in provinces like Quebec or Alberta.

• Be a Canadian resident for the full tax year.
• Be at least 19 years old by December 31 (or live with a spouse/common-law partner or child).
• Have earned income that falls within the valid range for single or family categories.
• Complete and submit Schedule 6 with your tax return.
• File your return before November 1, 2025 to receive advance payments.

For the disability supplement, you must also be eligible for the Disability Tax Credit and have approved documentation on file.

How the CWB Is Delivered

• Advance Payments (ACWB): Instead of waiting until tax time, the CRA issues up to 50% of your CWB as advance payments across three installments:
  • January 10, 2025
  • July 11, 2025
  • October 10, 2025
  If eligible for a disability supplement, half of that amount is included in these advance payments as well.

The Canada Workers Benefit 2025 provides critical support to working Canadians with low income. With up to $2,739 for families and $1,590 for individuals—plus additional support for those with disabilities—it offers meaningful relief throughout the year via advance payments.

By meeting eligibility requirements and filing promptly, you can access this refundable credit and improve your financial stability.

FAQs