Canadian retirees are set to see another important adjustment to their pensions this fall. The Canada Revenue Agency (CRA) will roll out the next Cost-of-Living Adjustment (COLA) for Canada Pension Plan (CPP) and Old Age Security (OAS) benefits in September 2025.
With the country continuing to face inflationary pressures, these adjustments ensure that pensions keep up with rising costs of essentials like groceries, utilities, and housing.
While the figure of $2200 CPP/OAS Pension Boost has been circulating, this number refers to estimated benefits after COLA rather than a fixed lump-sum increase. The September 2025 adjustment is expected to raise payments by 1.0%, bringing meaningful relief to seniors who depend on monthly pensions.
Details of the $2200 CPP/OAS Pension Boost September 2025
| Benefit Type | Authority | Eligibility | Frequency | September 2025 Payment Date | Expected Increase |
|---|---|---|---|---|---|
| CPP | CRA | Age 60+, contributed to CPP | Monthly | September 29, 2025 | 1.0% |
| OAS | CRA | Age 65+, Canadian resident 10+ years | Monthly | September 29, 2025 | 1.0% |
| GIS (if applicable) | CRA | Low-income seniors with OAS | Monthly | September 29, 2025 | Based on income |
| Total Boost | CRA | All eligible seniors receiving CPP/OAS | Monthly | Automatic | Estimated ~$2200/year |
How the Boost is Calculated
The Consumer Price Index (CPI) measures inflation in Canada. Every four months, CRA reviews the CPI and adjusts CPP and OAS accordingly.
- The last adjustment took place in April 2025, with increases already factored into pension checks.
- The September 2025 adjustment will raise benefits again by 1.0%.
- While 1% may appear small, when applied to total yearly benefits, it can increase pension amounts by hundreds of dollars annually.
For retirees on fixed incomes, these adjustments provide critical financial stability.
Eligibility for CPP and OAS Boost
CPP Eligibility
- Must be at least 60 years old.
- Must have made at least one valid contribution to CPP.
- Contributions are based on annual income during working years.
OAS Eligibility
- Must be 65 or older.
- Must have lived in Canada for at least 10 years since turning 18.
- Must be a Canadian citizen or legal resident.
GIS Eligibility
- Available to low-income seniors already receiving OAS.
- Amount depends on annual income and marital status.
If you are already receiving CPP or OAS, the September 2025 boost will be applied automatically.
How to Apply for CPP and OAS Benefits
For those not yet receiving payments:
- Visit the official CRA/Service Canada portal.
- Complete the online application for CPP or OAS.
- Provide documents such as proof of age, residency, and work history.
- Submit banking information for direct deposit.
- Await confirmation—processing times may take several weeks.
If you are already a beneficiary, no action is required. The boost is automatic and reflected in September’s payment.
Key Payment Information for September 2025
- Payment Date: September 29, 2025.
- Payment Method: Direct deposit (fastest) or mailed cheque.
- Boost Amount: 1.0% increase across CPP and OAS.
- Annual Impact: Could double yearly pension growth depending on income and eligibility.
The $2200 CPP/OAS Pension Boost in September 2025 is part of CRA’s regular cost-of-living adjustments that ensure seniors maintain their financial stability.
With a 1.0% increase, pensions will rise automatically for millions of Canadians. Seniors do not need to apply—the boost is automatic and applied to the September 29, 2025 payment.
This adjustment demonstrates the government’s continued commitment to supporting older Canadians and ensuring pensions remain a reliable foundation of retirement income, especially during periods of economic uncertainty.
FAQs
No. If you already receive CPP or OAS, the increase will be applied automatically.
The boost is expected to be 1.0%, which could amount to more than $2200 annually for some retirees depending on their income.
The updated payment will be released on September 29, 2025, along with the regular monthly pension.