Social media has been buzzing with claims that the Canada Revenue Agency (CRA) is issuing a $3,900 monthly payment in 2025. While this figure has gone viral, the reality is quite different.
The CRA has not confirmed any single $3,900 monthly benefit. Instead, Canadians continue to receive meaningful financial support through multiple existing programs such as the Canada Child Benefit (CCB), GST/HST Credit, Canada Workers Benefit (CWB), and the Canada Disability Benefit (CDB).
This article breaks down the facts, eligibility rules, payment dates, and application processes for these programs—clarifying the truth behind the $3,900 rumor.
Debunking the $3,900 Monthly Payment Claim
There is no single Canada Revenue Agency benefit that provides $3,900 monthly in 2025. The confusion arises from misleading headlines and the miscalculation of different benefits combined together. Even when added up, the total amount does not reach $3,900.
Instead, Canada Revenue Agency programs provide targeted financial relief to families, low-income workers, and persons with disabilities.
Why This Rumor Persists
The $3,900 monthly claim continues online due to:
- Misleading headlines combining annual totals as “monthly.”
- Social media exaggerations without fact-checking.
- Confusion between different CRA programs.
The CRA has not announced any $3,900 monthly payment in 2025. Instead, Canadians continue to benefit from real programs such as the Canada Child Benefit, GST/HST Credit, Canada Workers Benefit, and Canada Disability Benefit.
Federal Benefits Available in 2025
Here’s a breakdown of the main Canada Revenue Agency programs and their payout amounts for 2025:
| Program | Eligibility | Maximum Amount (2025) | Payment Frequency |
|---|---|---|---|
| Canada Child Benefit (CCB) | Parents/guardians of children under 18 | $7,997/year (under 6) ~ $667/month; $6,748/year (ages 6–17) ~ $562/month | Monthly (20th of each month) |
| GST/HST Credit | Based on income and family size | $520/year (single), $589/year (couples) + $231/child | Quarterly (July, Oct, Jan, Apr) |
| Canada Workers Benefit (CWB/ACWB) | Low-income workers | $1,590/year (single), $2,739/year (families); paid partially in advance | Advance payments (July, Oct, Jan) + tax refund |
| Canada Disability Benefit (CDB) | Adults aged 18–64 with Disability Tax Credit (DTC) | $2,400/year ($200/month) | Monthly (begins mid-2025) |
Who Qualifies for These Benefits?
- CCB: Families with children under 18, adjusted family net income below Canada Revenue Agency income thresholds.
- GST/HST Credit: Low- and middle-income Canadians, based on household size and income.
- CWB/ACWB: Working Canadians with modest income who file taxes on time.
- CDB: Adults aged 18–64 approved for the Disability Tax Credit and with low income.
Most programs are automatic once taxes are filed, except the CDB, which requires a separate application.
Payment Dates for 2025
Here’s the CRA payout schedule for 2025:
- CCB Payments: January 20, February 20, March 20, April 17, May 20, June 20, July 18, August 20, September 19, October 20, November 20, December 12.
- GST/HST Credit: July 5, October 5, January 5 (2026), April 5 (2026).
- CWB (Advance Payments): July 11, October 10, January 12 (2026).
- CDB Payments: Monthly, beginning mid-2025 once applications are approved.
How to Apply
- CCB, GST/HST Credit, and CWB: No separate applications required. Eligibility is automatically assessed once you file your annual tax return.
- CDB: Submit proof of Disability Tax Credit (DTC) through Canada Revenue Agency or Service Canada, then complete the application.
Direct deposit is recommended for faster and safer payments.
Can These Add Up to $3,900 Monthly?
Even in the most favorable case, the combined benefits are much lower than $3,900. For example:
- CCB (child under 6): $667/month
- GST/HST Credit: ~$190/month (averaged quarterly)
- CWB: ~$132/month (averaged)
- CDB: $200/month
Total = ~$1,189/month, far from the $3,900 claim.
By filing taxes on time, updating direct deposit information, and checking Canada Revenue Agency My Account, Canadians can ensure they receive all eligible benefits—without falling for misinformation.
FAQs
No, it is a false claim. CRA does not provide a $3,900 monthly benefit in 2025.
For children under 6, families can receive up to $667 per month per child in 2025.
No, both are automatically assessed when you file your tax return.